Pradhan Mantri Suraksha Bima Yojana:- To make the common citizens of the country economically and socially strong, various types of schemes are being run by the Central Government, one of which is Pradhan Mantri Suraksha Bima Yojana. Under this scheme, beneficiaries are getting insurance coverage ranging from Rs 2 to Rs 2 lakh. Who can get benefits under this insurance scheme and how to apply? For information related to all this, you will have to read this article in detail till the end. Today we will provide you with complete information related to the Pradhan Mantri Suraksha Bima Yojana through this article.
Pradhan Mantri Suraksha Bima Yojana 2024
PM Suraksha Bima Yojana was launched by Prime Minister Narendra Modi on 8 May 2015. Under this scheme, one can become a beneficiary by paying a very low premium. Pradhan Mantri Suraksha Bima Yojana is a type of accident insurance policy. Under this, a claim can be made for the insurance amount in case of death or disability at the time of the accident. Under PM Suraksha Bima Yojana, an insurance amount of Rs 2 lakh will be given in case of death or complete disability and Rs 1 lakh in case of partial disability. This scheme can be availed only if you have an active bank account in which every year a fixed amount is deducted as a premium at a fixed time. This insurance amount will remain valid for 1 year. Which will have to be renewed every year.
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Information about Prime Minister Suraksha Bima Yojana 2024
Name of the scheme: Pradhan Mantri Suraksha Bima Yojana
Beneficiary: citizens of India
Objective Providing: health insurance coverage to poor families
Insurance cover: 2 lakh rupees
Application Process: Online Offline
Official Website: jansuraksha.gov.in
The objective of PM Suraksha Bima Yojana
The main objective of starting the Pradhan Mantri Suraksha Bima Yojana the Central Government is to provide the benefit of health insurance to the people of the lower income group of the country because due to weak economic conditions, poor families are not able to get treatment in case of an accident. Due to this sometimes they even die. Given all these economic problems, the central government provides insurance cover ranging from Rs 1 lakh to Rs 2 lakh under the PM Suraksha Bima Yojana so that any citizen can get the benefit of insurance cover of Rs 2 lakh by paying just Rs 2 per month. So to receive.
Main points of Pradhan Mantri Suraksha Bima Yojana
> Pradhan Mantri Suraksha Bima Yojana is a very cheap insurance plan for the poor. Due to this, no family will be deprived of insurance coverage.
> To avail of the benefits of this scheme, the beneficiary will have to pay a premium of at least Rs 20 every year.
> This amount is deducted from the beneficiary’s bank account before June 1.
> If auto-debit facility is not available in the beneficiary’s bank account on June 1, then first the beneficiary will have to go to his bank and start this service, only after which he will be able to get the benefit of this scheme.
> Under Pradhan Mantri Suraksha Bima Yojana, if the insured dies due to any reason. So the insurance amount is paid to the family. Apart from this, in case of injury, the beneficiary can easily get himself treated.
Benefits of Prime Minister Suraksha Bima Yojana
> Under the Pradhan Mantri Suraksha Bima Yojana, the insurance holder will be given accident life insurance of Rs 2 lakh. Apart from this, an insurance benefit of Rs 1 lakh will be given on partial loss.
> To avail of the benefit of this insurance amount, the applicant will have to pay only Rs 20 per year i.e. Rs 2 per month as a premium.
> PM Suraksha Bima Yojana being linked to the bank will free the beneficiary from the worry of paying the premium. > Because this amount will be deducted directly from the bank account of the beneficiary.
> The period of Pradhan Mantri Suraksha Bima Yojana insurance cover has been kept from 1st June to 31st May.
> The benefit of this scheme can be given only after the payment of the annual PM. If for some reason the premium is not paid then the benefit of the scheme can be started again by paying the premium in the future.
> Till now 29 crore people have been insured under this scheme.
> Pradhan Mantri Suraksha Bima Yojana is considered to be the cheapest insurance scheme of the Central Government so far.
> This scheme will make the poor families of the country self-reliant by providing them the benefit of health insurance.
Eligibility for PM Suraksha Bima Yojana
> To avail of the benefits of Pradhan Mantri Suraksha Bima Yojana, the applicant must be a citizen of India.
> Poor and backward-class families of the country will be eligible for this scheme.
> The age of the applicant should be 18 years to 70 years.
> All categories of citizens will be eligible to avail the benefits of this insurance policy.
> The applicant for Pradhan Mantri Suraksha Bima Yojana must have a bank account. Also, the bank account should have auto debit facility.
Documents required for Prime Minister Suraksha Bima Yojana
To apply under PM Suraksha Bima Yojana, the candidate must have the following documents.
> Aadhar card
> Ration card
> driving license
> Voter ID
> I Certificate
> Bank Account Passbook
> age certificate
> Passport-size photo
> mobile number
How to apply under Pradhan Mantri Suraksha Bima Yojana?
Application for Pradhan Mantri Suraksha Bima Yojana can be made both online and offline. The process to apply online is given below, by adopting which you can apply easily.
> First of all you have to go to the official website of Jan Suraksha.
> After this the home page of the website will open in front of you.
> On the home page you have to click on the Form option.
> As soon as you click, three options will appear in front of you.
> First Pradhan Mantri Jeevan Jyoti Bima Yojana, second Pradhan Mantri Suraksha Bima Yojana, and third Atal Pension Yojana.
> You have to click on the option of Pradhan Mantri Suraksha Bima Yojana.
> As soon as you click, the application form will open in front of you.
> Now you have to select your language and download the application form.
> After this, you will have to take a printout of the application form and enter the information asked in it like name, address, mobile number, email ID, Aadhaar number, etc.
> After entering all the information, you will have to attach the documents asked in the application form.
> Now you have to submit this application form to the bank where you have a bank account.
> In this way you can apply under Pradhan Mantri Suraksha Bima Yojana.